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Going rate for 15 year mortgages these days?

Posted on 4/17/15 at 9:11 am
Posted by kingbob
Sorrento, LA
Member since Nov 2010
67214 posts
Posted on 4/17/15 at 9:11 am
10% down
160k property
1st time home buyer
zero current debt
Credit in the mid 700s

What can I expect my interest rate to be?
Posted by STLhog
Nashville, TN
Member since Jan 2015
17727 posts
Posted on 4/17/15 at 9:12 am to
3-4% would be my guess.

Closer to 3 with more money down and vice versa.
Posted by SouthOfSouth
Baton Rouge
Member since Jun 2008
43463 posts
Posted on 4/17/15 at 9:20 am to
I closed my 15 year refi a month ago and got it with GMFS for 2.875%

I do have down more than 10% (probably closer to 25%) but I think with a 15 year you can drop 3/4 a percent to the 30 year rates.
Posted by Sigma
Fairhope, AL
Member since Dec 2005
3643 posts
Posted on 4/17/15 at 9:57 am to
Lots of places are well under 3% right now. 2.875% is pretty easy to find.
Posted by WPBTiger
Parts Unknown
Member since Nov 2011
31244 posts
Posted on 4/18/15 at 7:15 am to
My credit union is 2.875 with no points and 2.75 with .375 points.
Posted by Will Cover
St. Louis, MO
Member since Mar 2007
38606 posts
Posted on 4/18/15 at 10:09 am to
I got 2.875 % about 2.5 years ago. Fairly certain rates for 15 year are around this again.
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