re: Advice for Out of La College Savings...

What is your time horizon?
If you have 12 plus years I would recommend a 770 account to where your account grows tax deferred at 5% every year guaranteed and your college finding is not at risk in the market...you take your money out tax free -you can even use it as a hybrid account w/your retirement....
Just my thiughtsthat is what I'm doing...
If you are ok with losing money every seven years then go with a low cost 529 plan,but if you like more guarantees try the 770 account.