re: Flood insurance rate increases

My dad just got his and the samething. He called his ins company and they got in touch with FEMA. They said it was a mistake. Apparently letters were suppose to go out asking to confirm if it is your primary residence. My dad never got his. So FEMA defaulted to it not being his primary residence. Which adds $250 to your flood ins. So they are resending his letter so he can confirm its his primary residence. So it sounds like that this was a glitch in the FEMA system and none of the verification letters got sent out. So I would call your agent to have them get in touch with FEMA.