re: How much of an emergency fund do I really need?

Did you miss where I said that there were lots of big benefits to a 401k?

It was simplistic because I didn't attempt to talk about broad implications or try to explain about all facets of all ramifications in a several line post.


I repeatedly said I was expressly talking about the notion that putting money in a tax deferred account confers an immediate advantage compared to taxable...insinuating that the taxable balance must grow in returns to match the starting deferred balance as a step in "catching up."