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re: Roth IRA vs 401k

Posted on 3/3/15 at 4:33 pm to
Posted by studentsect
Member since Jan 2004
2264 posts
Posted on 3/3/15 at 4:33 pm to
quote:

if he had one that was matched, would you max out the 401k 1st then go to roth?

Max out up to the match. Regardless of the better investment options in a Roth, you aren't going to find an investment that has a return that is better than an instant 100%.
Posted by sonoma8
Member since Oct 2006
7673 posts
Posted on 3/3/15 at 4:46 pm to
Sorry OP, one last question, just looked it up and it is a 4% match at 80% vested as of right now. Next year it will go to 5% and 100%. So basically I need to start dumping more money in that and pull back of maxing out my Roth?

Sorry again OP
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