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re: .
Posted on 2/9/15 at 1:06 pm to CQQ
Posted on 2/9/15 at 1:06 pm to CQQ
They're like 18-24 months old. Got big last year. In the big picture, they are basically a small lending company that focuses on student loan debts held by those with high credit scores and higher incomes...thus have lower default rates.
There's a pretty good article I read a while back about how they could hurt Sallie Mae more than expected because Sallie Mae's best customers are going to use SoFi.
There's a pretty good article I read a while back about how they could hurt Sallie Mae more than expected because Sallie Mae's best customers are going to use SoFi.
This post was edited on 2/9/15 at 1:09 pm
1
Posted on 2/9/15 at 2:14 pm to Golfer
I just refi'd with them. 5 year variable at 2.625%. They use common sense and look at things more than just your credit score and income. They look at education and job also. It was an awesome experience from start to finish for me. I think they function more as a hedge fund than a traditional bank.
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