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Posted on 2/9/15 at 12:15 pm to
Posted by mkibod1
South of the Donna Dixon Line
Member since Jan 2011
4744 posts
Posted on 2/9/15 at 12:15 pm to
Here was an old thread on it. I think Golfer did it successfully. I applied, but was declined because my credit score was too low. At the time I applied with Sofi, I had a 680 and the only negative mark on my credit was a default on a student loan from a month earlier, which is why I was trying refinance anyway. I talked to a few folks at Sofi, all real nice, who simply said until my score comes up they couldnt do much, even though the only credit ding was a student loan payment. Havent revisited it yet, but desperately need to. Hope they can help you.


LINK
This post was edited on 2/9/15 at 12:16 pm
Posted by Golfer
Member since Nov 2005
75052 posts
Posted on 2/9/15 at 12:20 pm to
quote:

Here was an old thread on it. I think Golfer did it successfully.


Yep. Took a little bit of time because I co-signed but we're on a 10-year variable that's around 4.15%.

If it creeps back up above 5% (all of ours were at 7-9% before refi), I'll just refi to one of their fixed plans.
This post was edited on 2/9/15 at 12:21 pm
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