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Started By
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re: Funds Management Advice
Posted on 1/28/15 at 10:41 am to matthew25
Posted on 1/28/15 at 10:41 am to matthew25
quote:
Looking at buying a home?
Not right now. Although I feel that my job is relatively safe, it does depend on the oil market, and i don't feel that buying a house right now would be a good idea.
Roth IRA probably sounds like the way to go while doing some shorter term investments with "spare" money.
1
Posted on 1/28/15 at 1:21 pm to elleshoo9
Short term investment is an oxymoron. If there is a possibility of layoffs, beef up the emergency fund... If oil/ng goes back up along with your job security or you hitch on with Shell, dump the extras into the Roth. Although you can get to your contributions in the Roth at any time with no penalty, it really does establish a bad behavior if you pull it out any time things get hairy...
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