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re: If social security is doing so great why do we now need myRA?
Posted on 12/28/14 at 2:33 am to GumboPot
Posted on 12/28/14 at 2:33 am to GumboPot
quote:
I have a 401k through my employer and I have another through TD Ameritrade. It's my understanding anyone can open a 401k account. I'm nothing special. Just an average white collar employee.
Do you mean an IRA or 401k? If 401k, are you self-employed.
As far as the myRA is concerned, it looks like a poor man's version of a ROTH IRA. Same contributions limits, less investment options. I have no idea why you'd contribute to a myRA when you can open a ROTH IRA at Fidelity and have access to commission free S&P 500 ETFs.
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