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re: Student loan consolidation
Posted on 12/19/14 at 8:48 am to LSUFanHouston
Posted on 12/19/14 at 8:48 am to LSUFanHouston
So can you refinance at your current payoff date or automatically 10 year cycle. I pay more than I'm willing to admit but I don't want to add more years. I want this crap gone
Posted on 12/19/14 at 9:59 am to DaBeerz
With the refinance you are likely going to get a 10 year term. But if you keep paying the same amount you are now, you will have it paid off in even less time than your current loan, assuming your interest-rate is lower.
Posted on 12/19/14 at 10:24 am to DaBeerz
You will prob get a 10 year term, but there is no prepayment penalty. So just run an amortization schedule to see how much you need to pay each month to pay it off faster.
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