re: Power Surge got my desktop computer

Yeah, most of the decent surge protectors have an equipment replacement warranty/coverage. However, do you personally know anyone who's ever successfully filed a claim and received a payout for it? Those warranties are generally pretty useless. The burden of proof is on the customer whether the failure was the surge protector's fault and the surge itself was within the protection threshold. The company serves as judge and jury in this case. You'd probably need to be an EE to present a strong enough case to them, and they'll probably still deny it.