re: How long does Harbaugh make Michigan wait?

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the 49ers will just "keep him on the payroll" until the Michigan job is no longer available

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I highly doubt they do something like that. Also, I don't think Harbaugh goes to UM, I'll get that out of the way.

But between the 49ers and Harbaugh, I believe it's going to be a mutual split. There's a huge rift there, but I don't think anyone is going to hold anyone else hostage. Either Harbaugh agrees to a trade at a place he wants to coach or he'll get fired.

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And, the 49ers will not just fire him without getting something for it.

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This is exactly what could happen.