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re: No wonder medical cost or so high...
Posted on 11/20/14 at 8:26 am to cuyahoga tiger
Posted on 11/20/14 at 8:26 am to cuyahoga tiger
It is the only service or product I know of where you do not know the actual cost until after the service is performed. It is a total cluster.
With that said, because of that model, payment appears as optional/negotiable to some people. You can literally haggle on medical bills because payment rates are low.
Prime example of where centralization would create a huge benefit to the system, albeit at some security concern of wherever the information is being centrally located.
With that said, because of that model, payment appears as optional/negotiable to some people. You can literally haggle on medical bills because payment rates are low.
Prime example of where centralization would create a huge benefit to the system, albeit at some security concern of wherever the information is being centrally located.
Posted on 11/20/14 at 8:36 am to lynxcat
quote:
It is the only service or product I know of where you do not know the actual cost until after the service is performed. It is a total cluster.
It's also the only model I can think of that their prices are fully set by the government.
Posted on 11/20/14 at 8:36 am to lynxcat
The gig is this...
Doctors bill way too high. Insurance pay a lesser negotiated amount. The docotra then claim the extra unpaid amount as losses which are tax benefits.
Doctors bill way too high. Insurance pay a lesser negotiated amount. The docotra then claim the extra unpaid amount as losses which are tax benefits.
Posted on 11/21/14 at 10:49 am to lynxcat
quote:
It is the only service or product I know of where you do not know the actual cost until after the service is performed. It is a total cluster.
With that said, because of that model, payment appears as optional/negotiable to some people. You can literally haggle on medical bills because payment rates are low.
Prime example of where centralization would create a huge benefit to the system, albeit at some security concern of wherever the information is being centrally located.
I live outside the US currently and here in the caribbean it is a cash up front policy. The doctor's office has sheet with the cost of the treatment or will tell you up front so you can pay. Then I have to file with the insurance company to get reimbursed which can take up tp 30 days but I have an "emergency" credit card for major medical expenses.
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