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re: Student loans and buying a house
Posted on 11/12/14 at 8:15 pm to LSUTigerBait07
Posted on 11/12/14 at 8:15 pm to LSUTigerBait07
Both houses I've been approved for were by myself. Wife had similar student loans (but didn't make that much 
). I can keep my debt to income ratio under 30% without her having an income so there's no reason to over extend her debt ratio. If I'm not mistaken (could easily be mistaken), if she would be on the mortgage, the debt would show up no differently than if she owned it alone. With her salary, that would over extend her and affect her score. No need to do that while I can cover it alone.
). I can keep my debt to income ratio under 30% without her having an income so there's no reason to over extend her debt ratio. If I'm not mistaken (could easily be mistaken), if she would be on the mortgage, the debt would show up no differently than if she owned it alone. With her salary, that would over extend her and affect her score. No need to do that while I can cover it alone. 
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