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re: America's housing policy: The definition of insanity
Posted on 10/23/14 at 9:29 am to Ace Midnight
Posted on 10/23/14 at 9:29 am to Ace Midnight
Good luck getting a VA loan in south LA. Tried to use VA multiple times over the last 20 years, and it was either not cost effective compared to non-VA or unavailable (no lenders doing VA construction loans).
But I agree about the "one size fits all" bank assessments. We had trouble getting a construction loan from the corporate banks, despite excellent credit. Only the locals would offer anything that made sense. I will only do business with a bank that can make its own lending decisions locally---not one that has to send all your stats to a regional office for decision-making.
But I agree about the "one size fits all" bank assessments. We had trouble getting a construction loan from the corporate banks, despite excellent credit. Only the locals would offer anything that made sense. I will only do business with a bank that can make its own lending decisions locally---not one that has to send all your stats to a regional office for decision-making.
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