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re: Consolidating Student Loans
Posted on 10/19/14 at 3:21 pm to LSUSUPERSTAR
Posted on 10/19/14 at 3:21 pm to LSUSUPERSTAR
generally its not in your benefit to consolidate. This is called credit shuffling, and doesnt really benefit you unless you are getting some kind of government assistance with lowering the rate. I'd suggest keeping them as is, pay the minimum payment on the lower interest rates and pay more on the higher rates. This is the best method to help your credit score.
Posted on 10/19/14 at 4:00 pm to Lsujacket66
quote:
generally its not in your benefit to consolidate. This is called credit shuffling, and doesnt really benefit you unless you are getting some kind of government assistance with lowering the rate.
So our two loans at 6.8 and 7.2% consolidated into one at 4.15% was a bad idea? Got it.
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