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re: Should Police Be "Licensed" and Required to have "Malpractice" Insurance?

Posted on 10/6/14 at 8:25 pm to
Posted by Open Your Eyes
Member since Nov 2012
9252 posts
Posted on 10/6/14 at 8:25 pm to
quote:

Now that's out if the way... How do you expect them to pay for it? The answer, they can't.


That's kind of the point. To deter them from doing things that would potentially devastate them financially.

If a teacher driving without car insurance is at fault in a car accident that seriously injures another driver, does the teacher get to just say 'sorry, can't afford it' when the injured party sues him for medical expenses and damage?
Posted by LT
The City of St. George
Member since May 2008
5151 posts
Posted on 10/6/14 at 8:27 pm to
quote:

If a teacher driving without car insurance is at fault in a car accident that seriously injures another driver, does the teacher get to just say 'sorry, can't afford it' when the injured party sues him for medical expenses and damage?


You're describing auto insurance. The op asked about malpractice. The two types if insurance are for two very different things.
Posted by MikeD
Baton Rouge
Member since Jan 2004
7279 posts
Posted on 10/6/14 at 8:56 pm to
quote:

If a teacher driving without car insurance is at fault in a car accident that seriously injures another driver, does the teacher get to just say 'sorry, can't afford it' when the injured party sues him for medical expenses and damage?

If they really can't afford it, then yeah they can pretty much say that. Minimum liability pays like 30K in LA and then anything above that the person hurt is SOL if offender declares bankruptcy.
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