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re: 401k averages? Saving too much or too little?
Posted on 9/16/14 at 1:36 pm to tNk112214
Posted on 9/16/14 at 1:36 pm to tNk112214
If not for the Auburn logo, I would say my child got on here!
You are doing great. Cutting back for the car would not be such a bad thing as it seems you are the type to bump it back up.
We told our daughter if you never see it you won't miss it.
You are very responsible!
You are doing great. Cutting back for the car would not be such a bad thing as it seems you are the type to bump it back up.
We told our daughter if you never see it you won't miss it.
You are very responsible!
2
Posted on 9/16/14 at 2:30 pm to Bama54
Thanks! I am just glad it wasn't only my parents that thought me. I will say it is hard watching other get 'new pretty things'. I know some are paying straight for it and others are doing the debt ideas. Just have remind myself I want to live debt free.
Posted on 9/18/14 at 4:57 am to Bama54
I am basically in the same situation as you. I'm 28 now. Had some money available to me when I graduated. Also had the chance to live rent free for almost two years. I put 20% down on a house and could afford an engagement ring. 4 years later, I'm making double my salary, but I'm strapped down by life. I feel like my wheels are spinning sometimes in regards to saving. It's not as easy with two car notes, a house note, etc.
I do max out my 401k with an additional 9% company match of my salary. Plus I save 10% in addition, so I'm not throwing money away, but it's crazy how fast your money goes away. Have a kid on the way and my biggest fear is my wife not going back to work and having to dip into those 401k contributions. The thought of regressing is unsettling.
I do max out my 401k with an additional 9% company match of my salary. Plus I save 10% in addition, so I'm not throwing money away, but it's crazy how fast your money goes away. Have a kid on the way and my biggest fear is my wife not going back to work and having to dip into those 401k contributions. The thought of regressing is unsettling.
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