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re: History of Credit Inquiries
Posted on 8/9/14 at 7:24 pm to DByrd2
Posted on 8/9/14 at 7:24 pm to DByrd2
Credit Sesame, Credit Karma, etc only show inquiries made to the credit bureau they use (Credit Karma uses TransUnion). Paying that card off will help in the sense that it will lower your revolving debt. Maybe you can write them a goodwill letter and see if they will remove the trade line from your reports. Also, open up a couple credit cards to build your score back up. The agencies that offer to fix your credit don't do anything you can't do on your own with some research.
1
Posted on 8/9/14 at 9:50 pm to JonTheTigerFan
I have never heard of that happening... What exactly do goodwill letter contain, and is there a certain format or process you must go through to get it to the right people? If I cam save the little bit of money I would be paying the law firm, it'd be nice.
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