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Message
re: New challenge for Obamacare: Enrollees who don’t understand their insurance plan
Posted on 7/21/14 at 5:35 pm to HailHailtoMichigan!
Posted on 7/21/14 at 5:35 pm to HailHailtoMichigan!
quote:
Enrollees who don’t understand their insurance plan
Sorry, this is not an Obamacare problem. This is a general health insurance problem.
I would estimate (generously) that only 30% of patients truly understand their benefits and the limits of their coverage.
Insurance 101 is a standard diatribe to patients for my financial counselors. Co-pay, deductible, covered benefit, co-insurance, etc... may as well be f***ing greek. But the common refrain is that I'm trying to screw them. Nevermind that your EOB clearly states that money you owe me is your deductible...I'm just being greedy.
This post was edited on 7/21/14 at 5:36 pm
1
Posted on 7/22/14 at 7:24 am to MSMHater
quote:
Sorry, this is not an Obamacare problem. This is a general health insurance problem.
Correct. But part of the droning mantra for the need for insurance reform included that the market was too complicated and insurance is hard to understand. And of course, Obamacare didn't address almost a single problem it purported to fix.
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