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re: how much to charge girlfriend for rent?

Posted on 7/18/14 at 2:20 pm to
Posted by lsu13lsu
Member since Jan 2008
11481 posts
Posted on 7/18/14 at 2:20 pm to
quote:

I disagree with half being fair since part of the mortgage is going to you owning the house.


Part of owning the house is paying for repairs, roof, a/c, broken things like that, etc. Which your calculation doesn't account for. So, any amount you think is going to pay down the mortgage will most likely be used in costs of owning a home.

$400 is the right answer. I wouldn't say anything about you paying more. Keep it simple.
Posted by Cold Cous Cous
Bucktown, La.
Member since Oct 2003
15046 posts
Posted on 7/18/14 at 2:50 pm to
Keep a monthly spreadsheet like this

LINK

And adjust her rent accordingly.
Posted by NOFLyZ0ne28
West Florida
Member since Apr 2014
876 posts
Posted on 7/18/14 at 2:51 pm to
quote:

This thread would be more entertaining on the OT, but I have no idea...
Posted by jeffsdad
Member since Mar 2007
21416 posts
Posted on 7/19/14 at 5:53 am to
The most i would do is 300 dollars, she saves some money and is happy, he is happy with the help. In reality, I would not charge at all.
Posted by ItNeverRains
37069
Member since Oct 2007
25454 posts
Posted on 7/19/14 at 6:50 am to
I'd just say take the $400/mo she was paying and put in account towards wedding/honeymoon in your name. If all goes as planned, no harm, no foul. shite goes south, she keeps ring, you keep $ in account.
Posted by GeeOH
Louisiana
Member since Dec 2013
13376 posts
Posted on 7/19/14 at 7:35 am to
quote:

She is very serious girlfriend. I asked her to move in with me.
quote:

Honestly, anything I ask her to pay me would basically be an investment towards her engagement ring.

Thoughts on how much to charge her?



Are you being serious? You love her and plan on marrying her but you want her to pay for her ring, basically.
You asked her! Did you make her split the check when you asked her to dinner?

I understand her asking how she can help, but I promise you there will be an argument over making her pay you rent. But without more details on both of your situations, it's hard to tell you a really solid answer. If I were on solid financial ground, I wouldn't ask for much, just that she pay any bills she needed to catch up on like credit card, loans, etc...That way you are helping your future wife be on solid ground and high credit score once you are married.

No TV? Woman in the house? Good lick with that!
Posted by JasonL79
Member since Jan 2010
6397 posts
Posted on 7/19/14 at 10:59 pm to
quote:

Are you being serious? You love her and plan on marrying her but you want her to pay for her ring, basically.


What does paying rent have to do with buying an engagement ring. That is two totally different situations to me.

Personally I wouldn't date/live with a girl who didn't contribute to the bills. So the guy should pay for 100% of household bills, going out money, etc? That would only work if you were an OT baller.
Posted by GenesChin
The Promise Land
Member since Feb 2012
37706 posts
Posted on 7/20/14 at 2:07 am to
quote:


What does paying rent have to do with buying an engagement ring. That is two totally different situations to me.


He is saying that her share of the rent he otherwise would have spent would go towards her investment ring.

The only reason they are no independent events are that the money is only available by her paying rent. It is he who draws a connection between them more than that

I'm in the same situation where GF paying rent frees up cash to save for a nicer ring
Posted by NoSaint
Member since Jun 2011
11281 posts
Posted on 7/20/14 at 11:36 am to
I'm amazed how many people are in the "don't make her pay anything" group.

I'm surprised him owning a house exempts her from housing costs. If he rented the answer would be split it.... So because he's gathered up money for a down payment and cut out the landlord he gets to foot her housing bill fully?
Posted by 4LSU2
Member since Dec 2009
37327 posts
Posted on 7/20/14 at 3:23 pm to
[quote I don't have tv, but my internet is $80. [/quote]

Have her buy the groceries, cook several times a week, and pay for cable for television. This is your opportunity to coexist with the woman you plan to marry. This means whatever situation y'all decide upon now will most likely carry over to the marriage stage. She needs to know that cooked meals are expected, as well as foot massages, and blow jobs on the reg.

Television is an absolute must for a female. If you don't get television, she will he back with her roommates in no time. Women have to have Dr Phil to tell them how shitty their SO/ husband is, Real Housewives, and the Lifetime network to watch how battered women rebel to kill their husbands/ boyfriends in self defense. No TV means all the two of you will have is Internet and conversation. Neither of you will want to talk to the other very much after the lust is removed from a live-in relationship where both parties share their flatulence with the other.
Posted by SpidermanTUba
my house
Member since May 2004
36128 posts
Posted on 7/20/14 at 4:20 pm to
quote:

She is very serious girlfriend. I asked her to move in with me. She agreed and asked me to tell her how much rent for her to pay.

My mortgage payment is $772/month. My utilities are around $150. I don't have tv, but my internet is $80.

She currently pays $400 for rent and shares the house with 3 other girls.

Honestly, anything I ask her to pay me would basically be an investment towards her engagement ring.

Thoughts on how much to charge her?



Take the value of your home.

Divide it by 200.

That her share of the monthly rent + half utilities.

Not saying you have to charge her the full amount - any more would be dick though.
This post was edited on 7/20/14 at 4:22 pm
Posted by LouisianaChessie
Baton Rouge, LA
Member since May 2010
2582 posts
Posted on 7/21/14 at 2:14 am to
For me this would have a few factors to be considered.

Do you both have real world jobs?
How long have each of you been making real money?
Are both of you making enough money to be comfortable?

If the situation is yes, approximately the same amount of time, yes, then I would ask her to cover the utilities each month. Few things this would do. She wouldn't feel like you are making some sort of financial gain by her moving in. You would be able to cut out variable cost and budget your money easier. Actually benefit both of you.

In addition to this. I would ask her to put the difference in the monthly payments (old living arrangements and your place) into a savings account and as long as she did this you wouldn't ask for any more money.
Posted by Goldrush25
San Diego, CA
Member since Oct 2012
33794 posts
Posted on 7/21/14 at 8:33 am to
quote:

Do you both have real world jobs?


As long as they both have jobs, she should be contributing something. That's the point of a job. Pretty simple concept to me.

Whether that money is spent on groceries, bills, or rent, doesn't matter.
This post was edited on 7/21/14 at 8:35 am
Posted by dewster
Chicago
Member since Aug 2006
25354 posts
Posted on 7/21/14 at 9:04 am to
IMO, If you are going to propose very soon, then don't bother with the rent. You are both about to invest tremendously into each other and she'll be moving in anyway. You can have her sign a lease but I wouldn't really charge her anything if this proposal is in the near future.

When a young female moves in with you, expect your utility bill to skyrocket. Have her cover the utility bill and leave it at that. She feels financially invested and thus entitled to make house into her home (which is important to her) and you both save a little money over your current situation.

It's going to sound weird, but you and her will be learning to coexist under one roof. Maybe she'll offer to cover groceries and share some of the chores while you cover the bulk of the living expenses.
This post was edited on 7/21/14 at 9:14 am
Posted by Ex-Popcorn
Member since Nov 2005
2128 posts
Posted on 7/21/14 at 11:40 am to
Don't "charge" her anything. If she moves in and doesn't voluntarily contribute financially, then don't marry her. It would say a lot about a person...
Posted by Goldrush25
San Diego, CA
Member since Oct 2012
33794 posts
Posted on 7/21/14 at 12:01 pm to
Well he has to say something because she asked how much to pay. He can't say don't worry about it then get mad if she doesn't pay anything.
Posted by SG_Geaux
Beautiful St George
Member since Aug 2004
77976 posts
Posted on 7/21/14 at 1:44 pm to
quote:

Be a man. If this your potential wife you do not charge her anything if you invited her. If you can't afford to not charge her then you should have gotten a real roommate.



Maybe have her split the groceries and utility bills, but don't have her pay rent if you would be paying the mortgage anyway.
This post was edited on 7/21/14 at 1:46 pm
Posted by NoSaint
Member since Jun 2011
11281 posts
Posted on 7/21/14 at 1:52 pm to
quote:

I would ask her to put the difference in the monthly payments (old living arrangements and your place) into a savings account and as long as she did this you wouldn't ask for any more money.


i find that to be much more intrusive than simply charging a fair rent.

quote:

If the situation is yes, approximately the same amount of time, yes, then I would ask her to cover the utilities each month. Few things this would do. She wouldn't feel like you are making some sort of financial gain by her moving in.


so her paying his electric bill wouldnt feel like hes profiting but her giving him money for rent would?



maybe im out there on this one but it seems weird to me, again, that i think most would expect her to pay the landlord but because hes taken on a large financial obligation she should be free and clear on rent.
Posted by JAE20
In the cloudz
Member since Jul 2009
7176 posts
Posted on 7/22/14 at 7:05 am to
quote:

Don't "charge" her anything. If she moves in and doesn't voluntarily contribute financially, then don't marry her. It would say a lot about a person.


100% true, if the roles were reversed and I was moving in with my gf I'd be volunteering to help.
Posted by bamarep
Member since Nov 2013
51806 posts
Posted on 7/22/14 at 8:30 am to
I'd ask her what she thought was fair. You said she's a serious GF, this will give you an idea of what kind of partner you'll have in the future when it comes to money.
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