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re: State Farm hurricane deductible jumps to 5%
Posted on 7/9/14 at 8:17 am to Elusiveporpi
Posted on 7/9/14 at 8:17 am to Elusiveporpi
Progressive will offer a $1000 deductible as well. So will Safeco and a few others. You have to read your mail from your insurance company very carefully because they'll frick you when they can. Insurance must be switched from time to time in order to maintain a fair rate & coverage amount.
Posted on 7/9/14 at 8:31 am to BeerMoney
I was in insurance for a long time with an independent agent and gladly left. You can get lower deductibles with shitty independent companies (that are not rate adequate, don't have the resources to handle a hurricane or any large-scale claim situation, and will eventually jack your rates up and tack on a wind deductible, or drop you and pull out of the state) or a 2/3% WIND/HAIL deductible with companies like Safeco, USAA, or Liberty Mutual, but, then you are susceptible to the higher deductible 365 days a year, every time the wind blows.
Baton Rouge area rarely gets hurricane damage, but we get a ton of wind and hail. It's a gamble.
I hate the insurance industry on LA.
Baton Rouge area rarely gets hurricane damage, but we get a ton of wind and hail. It's a gamble.
I hate the insurance industry on LA.
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