re: 401k Matching Question

Yep, in some industries there's no such thing as a 401(k). The OP should look around at the direct competitors of the firm he/she's working for and see what the industry standard is as to matching. I wouldn't say a 401(k) program is ever a primary reason to stay or leave a company,but it does give one a window into the mentality of management.

NOTE: They are very expensive programs for small businesses. Even employers which make no direct contribution to their employees accounts can incur annually $20k + in "Administration" costs for just offering a fund.