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re: Credit report mortgage inquiries

Posted on 5/20/14 at 5:00 pm to
Posted by Teddy Ruxpin
Member since Oct 2006
39606 posts
Posted on 5/20/14 at 5:00 pm to
quote:

Nope, i haven't used my card at all this month and it has a zero balance



I'm no expert on this when it comes to how mortgages affect your score, but I did the mortgage thing myself late last month/early this month.

Same thing happened but I only use free sites like Credit Karma to monitor. My guess is you are too on top of it and they just haven't grouped the inquiries yet, because mine rebounded fairly quickly.
This post was edited on 5/20/14 at 5:01 pm
Posted by dave12345
Member since Apr 2009
256 posts
Posted on 5/20/14 at 5:23 pm to
I hope you are right. I went ahead and pulled my other two scores from myFICO and my experian went from a 705 on the 5th of this month to a 668, but my transunion went from a 697 up to a 738. Im so confused.
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