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re: Credit report mortgage inquiries

Posted on 5/20/14 at 3:51 pm to
Posted by dave12345
Member since Apr 2009
256 posts
Posted on 5/20/14 at 3:51 pm to
Nope, i haven't used my card at all this month and it has a zero balance
Posted by Teddy Ruxpin
Member since Oct 2006
39606 posts
Posted on 5/20/14 at 5:00 pm to
quote:

Nope, i haven't used my card at all this month and it has a zero balance



I'm no expert on this when it comes to how mortgages affect your score, but I did the mortgage thing myself late last month/early this month.

Same thing happened but I only use free sites like Credit Karma to monitor. My guess is you are too on top of it and they just haven't grouped the inquiries yet, because mine rebounded fairly quickly.
This post was edited on 5/20/14 at 5:01 pm
Posted by novabill
Crossville, TN
Member since Sep 2005
10454 posts
Posted on 5/21/14 at 12:56 pm to
quote:

Nope, i haven't used my card at all this month and it has a zero balance


This can result in a lower score as well.

Go charge something on your cards and see the impact on your scores.
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