re: Best budgeting/personal finance software

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If the money board was going to design a home finance app what features would it have?

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I've already mentioned it, but I'd want predictive account balance graphs. Microsoft Money had them. It was great having it use historical data to guess your future expenses and income to show future balances.

I'd also like a much more complicated feature that would show you your tax hit when removing money from certain investment accounts (Taxable, ROTH, 401k). Even better if you could run simulations such as 6% return on those accounts, which account should I take "X" amount from in 20 years for best efficiency, stuff like that.