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re: Best budgeting/personal finance software

Posted on 5/20/14 at 5:08 pm to
Posted by oklahogjr
Gold Membership
Member since Jan 2010
36765 posts
Posted on 5/20/14 at 5:08 pm to
quote:

That's the beauty of using excel IMO and why I love it so much

I've seen multimillion dollar companies run on Excel. It takes some work on the front end but you get exactly what you want on the back end.

If the money board was going to design a home finance app what features would it have?


Posted by Teddy Ruxpin
Member since Oct 2006
39607 posts
Posted on 5/20/14 at 5:14 pm to
quote:

If the money board was going to design a home finance app what features would it have?



I've already mentioned it, but I'd want predictive account balance graphs. Microsoft Money had them. It was great having it use historical data to guess your future expenses and income to show future balances.

I'd also like a much more complicated feature that would show you your tax hit when removing money from certain investment accounts (Taxable, ROTH, 401k). Even better if you could run simulations such as 6% return on those accounts, which account should I take "X" amount from in 20 years for best efficiency, stuff like that.
This post was edited on 5/20/14 at 5:15 pm
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