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re: Who has your Homeowners Insurance Policy?

Posted on 4/29/14 at 6:14 pm to
Posted by CherryGarciaMan
Sugar Magnolia
Member since Aug 2012
2497 posts
Posted on 4/29/14 at 6:14 pm to
quote:

My flood is awesome at $412 a year


Flood is not written by private companies, but by the NFIP. National Flood Insurance Program.

No company can write a flood policy, but they can issue them through the gov't. Depending on your flood zone, your rate will change. I bet if you ask your neighbors, their's will be the exact same.
Posted by tiger94gop
GEISMAR
Member since Nov 2004
2922 posts
Posted on 4/29/14 at 6:18 pm to
I just switched my house and cars to GEICO. Saved me over $1000.00 from Safeco.
Posted by Paul Allen
Montauk, NY
Member since Nov 2007
75283 posts
Posted on 4/29/14 at 6:37 pm to
Chubb and AIG offer private flood insurance outside of the NFIP.
Posted by Teddy Ruxpin
Member since Oct 2006
39619 posts
Posted on 4/29/14 at 11:51 pm to
quote:

Flood is not written by private companies, but by the NFIP. National Flood Insurance Program. 

No company can write a flood policy, but they can issue them through the gov't. Depending on your flood zone, your rate will change. I bet if you ask your neighbors, their's will be the exact same.


Thanks but I'm aware of this.

I felt like bragging that I wasn't getting destroyed on flood since I'm not entirely sold on my HO policy.
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