re: Best credit card for me...

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i assume the SPG amex wouldn't be as good for every day purchase and flexible points though, right?

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I use it for everything that isn't a "bonus category" like gas, supermarkets, restaurants etc. on other cards.

Doctor bills, Wally world, random things on the internets.
Write up

And I've found some pretty good redemptions on SPG properties if you don't use them for air fare.(Manhattan, Hawaii)

It's widely considered the most valuable point in the CC game.

It's versatility is great. I just transferred 20k(received 25k) to AA because I was short 18k AA points for an international flight. It's nice to have that kind of flexibility on where you can transfer.