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re: Best credit card for me...

Posted on 4/16/14 at 1:32 pm to
Posted by donRANDOMnumbers
Hub City
Member since Nov 2006
16945 posts
Posted on 4/16/14 at 1:32 pm to
i assume the SPG amex wouldn't be as good for every day purchase and flexible points though, right?
Posted by Croacka
Denham Springs
Member since Dec 2008
61441 posts
Posted on 4/16/14 at 1:46 pm to
i prefer cash back over points bc i don't travel that much, and i find the cash benefits to be better in a lot of situations


i'm still a big proponent of the blue cash preferred



you also asked about getting a penfed card just for gas......its a no-brainer for me

the penfed card basically gets you 15-20 cents off a gallon, instantly

the barclays card will really be my first travel card, and i got it mainly because we are going on two vacations this summer and i liked the initial bonus


i also really hate putting any charge on a card that nets me only 1 point per dollar
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 4/16/14 at 2:02 pm to
quote:

i assume the SPG amex wouldn't be as good for every day purchase and flexible points though, right?

I use it for everything that isn't a "bonus category" like gas, supermarkets, restaurants etc. on other cards.

Doctor bills, Wally world, random things on the internets.
Write up

And I've found some pretty good redemptions on SPG properties if you don't use them for air fare.(Manhattan, Hawaii)

It's widely considered the most valuable point in the CC game.

It's versatility is great. I just transferred 20k(received 25k) to AA because I was short 18k AA points for an international flight. It's nice to have that kind of flexibility on where you can transfer.
This post was edited on 4/16/14 at 2:05 pm
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