re: Best credit card for me...

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feel like i'm splitting hairs here.

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You kinda are.

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gotcha, i would like the travel points.

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IMO, if you can only have two now, I'd get CSP and Freedom so you can get that big CSP bonus. Those two together for the bonus are worth more than Arrival's.

Once you're done with CSP and if you don't see the value in keeping it, downgrade it when the fee is due(wait the whole year) and switch over to using an Arrival, which is great for non-big brand hotels, domestic airline tickets, B&Bs, etc.

If you are an international traveler(or wish to be) than CSP/Freedom > Arrival. However, there are are some pretty good domestic uses for Chase UR points.

Those two are Southwest at 1.6 cents per point, but my favorite is transferring to British Airways and booking a shorthaul domestic flight on US airways/American (via their oneworld alliance). You'll figure out how to do it, but for instance, by doing this I booked MSY to MIA for 15,000 points and $5 roundtrip. Knowing your airline alliances is key to unlocking Chase UR points.

Maybe you posted in the OP, but if you have high spend, using CSP/Freedom and Arrival concurrently could work out nicely. I do this when booking my Chase UR award flights. There are still taxes due that can be $5 like above or about $150. I'll pay that with my Arrival to negate it making my flight truly free. Diversity is nice, but too diverse and you'll never earn anything if you don't spend a fortune.