- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Roth IRA Question
Posted on 4/1/14 at 3:42 pm to AintBigButItsPretty
Posted on 4/1/14 at 3:42 pm to AintBigButItsPretty
With my experience target date funds get too conservative too quickly in general. i say "don't do it", but let me take that back. Do it if it makes you more comfortable but there's better options out there IMHO. What's that exactly for you ? I don't know. Index funds are pretty great, maybe not this year but in the long run they are
1
Posted on 4/1/14 at 3:45 pm to roguetiger15
quote:
With my experience target date funds get too conservative too quickly in general.
The way around this is to pick a Retirement Fund whose date is 10 or so years later than the actual date you're aiming for.
Vanguard's Target funds IIRC, are just made up of underlying index funds they offer anyways, so its not like you're missing out on much. There could be some expense ratio costs or portfolio balance issues that individual investors may have a problem with but I haven't looked into them enough to discuss it.
Note: I do index ETFs in percentages that I like, so I have no comment on TR funds one way or the other.
This post was edited on 4/1/14 at 3:47 pm
Page 1 of 1
Back to top
Follow TigerDroppings for LSU Football News