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Roth IRA Question
Posted on 4/1/14 at 8:25 am
Posted on 4/1/14 at 8:25 am
Finally opening one today with Vanguard and selecting the Target Retirement 2050 Fund and it is giving me an option to contribute to 2013 Tax year or just start in 2014. I can't fully fund for 2013 so what should I do?
This post was edited on 4/1/14 at 8:26 am
2
Posted on 4/1/14 at 8:28 am to corndawg85
fund as much as you can for 2013. and then set up for auto withdraw on a monthly or bi-monthly base.
Posted on 4/1/14 at 8:33 am to corndawg85
As stated, always contribute to the back year when it's an option. I'm guessing you won't be able to contribute to 2013 after 4/15. Just get as much in 2013 as you can then start on 14. Remember, you can do this ever year until you begin maxing out. 15 months to contribute for each calender year.
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