re: Emergency Fund

quote:

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Well right, that's what I meant.


Not that it's in it's own account, but that it's in it's own fund where 100% of the money is intended for emergency expenses.

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Ya, I might have read that other guy's post wrong.

In any event, I'm slowly doing this with my emergency funds instead of them just sitting in the money market portion of my ROTH.

At some point, I'll have to evaluate what is happening in my ROTH vis a vis a potential taxable account/traditional IRA, as we will be within about 10 grand of the income limits once we are married.

I have to see what kind of problems that may cause for me if I make my ROTH purely emergency fund with some bonds in there for tax advantages, while the index ETFs are moved to a taxable account once I build enough wealth to have to make that kind of move.

If any body has a thought about this, I'd appreciate it.