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re: Which credit card do you recommend for flyer miles?
Posted on 3/14/14 at 3:50 pm to Joshjrn
Posted on 3/14/14 at 3:50 pm to Joshjrn
quote:
I'm not really a churner. Just looking to maximize my rewards as my spending increases. I've always been of the mind that you shouldn't split your points (between programs) but I could always be persuaded.
You should diversify a little bit, which protects you from devaluations of particular programs.
However, you are right, if you split too much, you'll be hitting devaluations in all those programs before you could ever use them. Finding the right mix is a case by case basis.
Right now, I have three types.
Chase UR - Earn 6,000 points a month - 72,000 a year - $95 fee (Can supercharge with Ink Plus as needed)
Starwood - Earn 1750 points a month - 21000 a year - $65 fee
Barclay's - earn 2500 points a month - 30,000 or $300 a year - $89 fee.
Still working on my mix.
And then whatever card I want to get as a spending bonus earn and burn.
This post was edited on 3/14/14 at 4:06 pm
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