re: Anyone have experience with refinancing student loans?

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please. Just pay it off. if you have any decent salary - You could erase that in 2 years, 3 max

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Ya, I just read that too.

My God what I wouldn't do to only have that amount.

If you have a job and buckle down just a little bit, you'll be fine. You can still live a pretty normal life paying those off with an average income.