re: Considering trading in my truck

Sell truck and buy a small compact/effecient car, save the money...add a little to it with the savings each month.

When you get ready to buy a truck, or another efficient vehicle, you will have the cash....keep that "vehicle fund" rolling your entire life, and you will never have a note - never have to sweat paying for repairs - never be in a situation where the vehicle has you concerned about whether you should own it or not.

do the same with your residence. you will live a very happy, content life....