re: HSA question

last year was my first year in a high deductible plan with an HSA. We maxed out our contributions and actually paid for most of our expenses out of pocket, except for a few high dollar procedures. But we should be starting off the year with about 4k in the account. My goal is to have my maximum out of pocket covered in the account this year and then continue to build. I can cover pretty much all of my doctor bills at this point, I want this account as a safety net in case any thing major were to happen.