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Started By
Message
re: Credit Card Rewards and Points Discussion
Posted on 9/21/16 at 2:28 pm to Sho Nuff
Posted on 9/21/16 at 2:28 pm to Sho Nuff
quote:
Are you hitting this max?
Yeah. I spread it out over the year just to play it cool with Chase. Otherwise 50K is a good month
I just only buy Visa GCs and call the 1% fee the cost of my travel. A lot of people use part of the earned points to cover the fees, but I just pay it. I have bought target GCs before. I have a costco membership and I don't do a lot of voluntary spend otherwise, so other GCs have no use to me.
Just replied.
quote:
GenesChin
Oh yeah. I was aware of that. In context, I didn't think dabigfella was looking to reduce prices etc. Besides, when it comes to re-selling, I have always felt that it is not worth it if your only "profit" is the credit card points.
quote:
I can't pay my mortgage or car payment with CC. Some allow it, most don't. I do pay most of my other bills including my insurance with a CC.
Yes you can. Use rad pad. As long as you can use checks to pay, you can pay a 1.75% fee to pay with CC and radpad will send them a check.
quote:
A bit curious about this myself. So, get the Ink card, go to Staples and OD, buy a lot of Amex or Visa gift cards and collect the 5X, then what, go use the gift cards to make purchases at walmart, target, lowes?
Precisely. Welcome to Pandora's box
This post was edited on 9/21/16 at 2:33 pm
3
Posted on 9/21/16 at 2:37 pm to AmeriKop45
quote:
Yeah. I spread it out over the year just to play it cool with Chase. Otherwise 50K is a good month
quote:
I just only buy Visa GCs and call the 1% fee the cost of my travel.
I didn't even think that would work. So the $500 Visa cards code as 5x from office stores and yeah you pay $5 for the card so that's not bad. I don't think I'll hit $50k but the more I can do the more travel I'm going to use now knowing the trick to get to the mainland and Euro from HI.
quote:
Just replied.
Posted on 9/21/16 at 2:53 pm to AmeriKop45
quote:
Visa GCs and call the 1% fee the cost of my travel
If it's $8.95 for a $300 gift card, where are you getting the 1%?
The payoff is still good ($1,500 for 250,000 UR points) but not 1%.
Posted on 9/21/16 at 4:36 pm to AmeriKop45
quote:
In context, I didn't think dabigfella was looking to reduce prices etc.
Sounds like he is trying to get out, but if someone was interested in aggressively building their business in this sector, they could operate at a loss to be more competitive while still making money
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