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re: Credit Card Rewards and Points Discussion
Posted on 1/14/14 at 1:59 pm to Platinum
Posted on 1/14/14 at 1:59 pm to Platinum
quote:
4. Not everyone can get the card. Generally, from what the rep told me, the only way you can upgrade is if you meet a spend threshold but there's no minimum spend if that makes sense.
What did someone say that set you off? I don't recall anyone talking about the quote above (although I think it's overstated). Nobody said everyone can get the card. I think it's understood on this board that a decent credit score is required as well as a decent income etc. But it really isn't too difficult to get an AMEX Platinum. Have a decent job and a 700-ish credit score and voila.
1
Posted on 1/14/14 at 2:06 pm to htownjeep
quote:
What did someone say that set you off? I don't recall anyone talking about the quote above (although I think it's overstated). Nobody said everyone can get the card. I think it's understood on this board that a decent credit score is required as well as a decent income etc. But it really isn't too difficult to get an AMEX Platinum. Have a decent job and a 700-ish credit score and voila.
Nobody set me off. I just read plenty of boards like Reddit and Nerd Wallet. Every time people with 600ish credit scores claim they received an offer or were approved. Or it's some Capital One rewards card they just hand out. It's not true.
I was turned down the first time and my credit profile was excellent.
I didn't mean to come off as heated. I been waiting 2 days for these people to approve my handle so I could post. It kind of came out convoluted out of excitement.
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