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Posted on 11/8/13 at 9:41 am to wickowick
I'm attempting to refi right now and the loan officer is insisting on going FHA and I'm not sure thats the best option. I have <80% LTV and FHA still requires PMI for the life of the loan. One strike against me though is that I accidently screwed up and got a 30 day late on my mortgage in January. I'm thinking it may be best to wait until that falls 12 months back and then attempting to refi, but I don't want to take a chance on the rates going back up.
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