Rewards credit cards...which one to go with

quote:

---

Was thinking of canceling the Bank of America card

---

Stop thinking.

quote:

---

just keep it and add another card

---

This.

quote:

---

I fly southwest a lot and have a chase bank account.

---

Get the Soutwest card. They have some nice point promotions throughout the year.


In addition to anything you get, add the Pen Fed Cash Back Rewards card. 5% back on gas YEAR round.

quote:

---

Earn 1,500 Tier Qualifying Points toward A-List and A-List Preferred status for every $10,000 you spend on the card (maximum of 15,000 Tier Qualifying Points annually).

---

If that is important to you... I'd get the Southwest card.

If not Chase Sapphire preferred has the best sign up bonus and you get 2 points per dollar spent on travel and dining

Another solid option is Amex Gold premier. 25k sign up bonus with 3 points per dollar on air travel and 2 points per dollar on gas and groceries

I like the hotel rewards cards - I stick with Marriott and it has paid off big and small:

Received 50,000 sign up bonus

Received a free night stay

Have been room upgraded twice already

Using the elite check in is very nice and you can check out an hour later if needed.

I travel a good bit for work - but I stick with one brand and make it work. I see immediate tangible benefits from the program (room upgrades)....and I like that.

Apples to apples there are better deals out there - but I like the personal service I receive from the hotel brand and the free nights are nice when traveling with the family.

Be careful of signing up with a card with a specific airline partner. I had Amex Delta for a couple of years, but am cancelling this year. When trying to travel with points, they cut way down on your available flight pool so it's hard to get a decent flight, not to mention I was stuck with Delta.

I switched to Cap 1 Venture - double miles for everything - and a simple reimbursement for travel expenses when you want to cash in on your points. So not only can you fly any airline, but no decreased flight pools or anything - just book a flight like you normally would then get reimbursed afterwards.

Have AMEX Hilton Honors Platinum. $75 annual fee. But rarely pay for a hotel room. All of our monthly expenses, even some donations paid via that and pay the balance monthly, so interest rate is not an issue.

Am able to give free rooms to my kids when they travel at times, also.

I recently got a Capital One Quicksilver One card. Is that type of card legit?