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Started By
Message
re: Over the limit on CC
Posted on 8/9/13 at 8:59 am to The Seaward
Posted on 8/9/13 at 8:59 am to The Seaward
quote:
or have my credit dinged
Other than over utilization, you will not get dinged for going over your limit.
2
Posted on 8/9/13 at 9:04 am to HeadyMurphey
quote:But if he pays his balance down to 40% before statement date, he wont have to worry about that. Over utilization only affects the credit score for that one month, pay the balance down to 40% or less next month, and score goes back up. No biggie
Other than over utilization, you will not get dinged for going over your limit.
Posted on 8/9/13 at 10:24 am to HeadyMurphey
I didn't even know you could go over the limit. I thought it would just decline the card.
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