I promise this isn't for me, but how does one go about this? The person is getting denied for loans etc just because they attempted to file chapter 13, but a judge turned it down due to the creditor filing motions etc. I would think that should mean the chapter 13 should no longer be on their credit report record. Google hasn't really told me much, so what says the MB? Thanks.

This post was edited on 8/4/13 at 9:58 am

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Posted by foshizzle

Washington DC metro

Member since Mar 2008

40599 posts

Posted on 8/4/13 at 11:01 am to LNCHBOX

I don't know for certain myself. But I do know that if I were in the business of consumer lending I'd damn sure want to know if someone even tried to file, whether it was granted or not.

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Posted by rmc

Truth or Consequences

Member since Sep 2004

26548 posts

Posted on 8/4/13 at 11:16 am to LNCHBOX

quote:
I promise this isn't for me, but how does one go about this? The person is getting denied for loans etc just because they attempted to file chapter 13, but a judge turned it down due to the creditor filing motions etc. I would think that should mean the chapter 13 should no longer be on their credit report record. Google hasn't really told me much, so what says the MB? Thanks.

I want to say the credit reports will show the filing of bankruptcy and the dismissal or discharge. I could be wrong there, but that would only be logical IMO for the reasons foshizzle stated.

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Posted by Meauxjeaux

98836 posts including my alters

Member since Jun 2005

40093 posts

Posted on 8/4/13 at 2:32 pm to LNCHBOX

Once you file, it's done. Regardless of the disposition, he did file and will forever have to answer YES on any loan app if he ever filed bk.

BK, not to be taken lightly.

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