- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Company sponsored Vanguard 401(k) plan question...
Posted on 7/18/13 at 1:18 pm to ZereauxSum
Posted on 7/18/13 at 1:18 pm to ZereauxSum
quote:
Some folks here might argue that they don't do a good job adjusting your risk as you get closer to retirement, but I feel like I have plenty of time to educate myself so I can do the steering one day.
Ya, if you don't like the stock/bond mix in say, your 2050 plan, you could always just move into the 2045 or 2040 plan which would be heavier in bonds than the 2050 plan. Just because you want to retire in 2050 doesn't mean you have to buy that one.
That's if you want to stay in one of these targeted retirement funds at all.
Posted on 7/18/13 at 1:19 pm to Teddy Ruxpin
quote:exactly. if you're in the 2060 plan right now, just say, you could in 10 years just transfer it to the 2070 plan if you liked the future allocation better. or move it to 2050 whatever.
Ya, if you don't like the stock/bond mix in say, your 2050 plan, you could always just move into the 2045 or 2040 plan which would be heavier in bonds than the 2050 plan. Just because you want to retire in 2050 doesn't mean you have to buy that one.
Back to top
Follow TigerDroppings for LSU Football News