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re: what to do with a little retirement acct
Posted on 7/10/13 at 2:16 pm to Broke
Posted on 7/10/13 at 2:16 pm to Broke
quote:
That's 8400 per year. You need to evaluate how well you think you can get the IRA to perform.
I agree with this. The other question is how old are you? If you're 59, you're probably not going to outperform what the state is offering. If you're 21, you could definitely outperform it.
Just a thought.
ETA: Oops...
quote:
or wait 25 more years
I don't know... I'd probably consider leaving it with the state. I would completely understand someone not having confidence in the long term sustainability of that program, but I personally wouldn't be overly concerned. I wouldn't mind a little peace of mind knowing that no matter what happens to my individual IRA, I have a fairly sure thing in a $700/month pension.
This post was edited on 7/10/13 at 2:23 pm
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