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What's the consensus here on an excellent credit score?

Posted on 7/9/13 at 1:07 pm
Posted by LSUAlum2001
Stavro Mueller Beta
Member since Aug 2003
47138 posts
Posted on 7/9/13 at 1:07 pm
>=750?
Posted by Teddy Ruxpin
Member since Oct 2006
39602 posts
Posted on 7/9/13 at 1:12 pm to
For Credit card applications and such, the number I see is 720. Of course, they will go lower, but that seems to be the auto acceptance number.

This can change for various other forms of credit I imagine.

I will say once you hit 700 you are in very good shape. After that you are just getting more and more excellent.
This post was edited on 7/9/13 at 1:14 pm
Posted by ItNeverRains
37069
Member since Oct 2007
25565 posts
Posted on 7/9/13 at 2:35 pm to
Anything over 740 is just for show
Posted by bubbz
Baton Rouge
Member since Mar 2006
22826 posts
Posted on 7/9/13 at 2:50 pm to
720+ will get you just about anything you need and is considered excellent.

Anything higher is really only considered for mortgages.
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