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re: $5000 to invest...
Posted on 6/24/13 at 4:50 pm to jimbeam
Posted on 6/24/13 at 4:50 pm to jimbeam
It depends really.
If you are only a couple thousand in the next bracket but also plan on not having a quiet retirement and spends a lot, Roth still wins.
Investing in a Roth is hedging that you think your tax rate will go up in retirement between both your pull out and government tax increases.
If you are only a couple thousand in the next bracket but also plan on not having a quiet retirement and spends a lot, Roth still wins.
Investing in a Roth is hedging that you think your tax rate will go up in retirement between both your pull out and government tax increases.
Posted on 6/24/13 at 4:52 pm to Volvagia
If your employer offers a Roth, it allows you to easily diversify in both.
Your contributions are post tax, but the employers are pretax
Your contributions are post tax, but the employers are pretax
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