re: Why I am glad I had a mortgage broker.

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GFunk

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His boss and/or sales manager had him call every single customer in his pipeline he's gotten a signed contract and Pre approval through Desktop Underwriter an tell them something similar.

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He is one of the two partners for his company. We had already filled out all the underwriting. There was no selling or convincing needed to have me as a customer. We had just decided to float the rate for a bit. He did not tell me about the money I was able to save by using him or pump up his role in anyway. It was a conclusion I came to when I saw the rates skyrocket the afternoon after he suggested to lock it. A jump, that I would not have foreseen as far in advance as he did.

So I am unsure what bubble of mine you are bursting???

And just because I feel that you keep trying to find "bubbles" to burst about my experience which I would not wish had happened in any other way. :beatdeadhorse: