- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: How much of a "cushion" do you leave in your checking account after paying bills
Posted on 6/19/13 at 3:24 pm to TDsngumbo
Posted on 6/19/13 at 3:24 pm to TDsngumbo
2 checking accounts...
one is pretty much for rent but i leave about a $500 cushion in it just in case i get in a jam and need some cash -- sometimes the craps table isn't nice to me....
the other is to pay my credit card bill... which i have pretty well estimated so that my direct deposit for that month typically equals my credit card bill within in a few hundred, so not much cushion there either
everything else to savings
one is pretty much for rent but i leave about a $500 cushion in it just in case i get in a jam and need some cash -- sometimes the craps table isn't nice to me....
the other is to pay my credit card bill... which i have pretty well estimated so that my direct deposit for that month typically equals my credit card bill within in a few hundred, so not much cushion there either
everything else to savings
1
Posted on 6/19/13 at 3:31 pm to kennypowers816
I could care less about my savings account that is linked to my checking because it only earns around 1% interest. My savings are through IRA/401k/investment accounts, but that shitty interest my savings earns is pretty meaningless to me. I'll blow more than it earns all year on a good night out drinking or more in vegas or somewhere like that.
Not even worth the trouble of a few mouse clicks to move money out of checking (which gets some shitty slightly worse interest rate) for me.
Not even worth the trouble of a few mouse clicks to move money out of checking (which gets some shitty slightly worse interest rate) for me.
Page 1 of 1
Back to top
Follow TigerDroppings for LSU Football News